Overview
Cruises
Promotions

Summary

When cruising in AlaskaCelebrity Millennium operates predominantly 7 night cruises which sail one way from Seward to Vancouver (or vice versa).  From there Celebrity Millennium makes her way from Vancouver to Yokohama.  This extremely popular Japan and Bering Sea itinerary cruises from Yokohama to Vancouver each April, and then Vancouver to Yokohama in September to start the Asian cruising season.  This cruise includes featured ports such as Dutch Harbour in Alaska, Petropavlovsk in Russia or Sapporo in Japan.

Once in Asia, Celebrity Millennium has an abundance of cruises of predominantly 14 nights.  These cruises depart from Hong Kong, Shanghai, Singapore or Yokohama (for Tokyo) and give you the opportunity to visit exotic destinations including those in China, Japan, Vietnam and Thailand.

Best Deals

Celebrity Cruises’ Early Bird Sale is here!  Looking for the cheapest available fare? Book on the Early Bird Sale fare and enjoy the best available rate on your cruise and bonus shipboard credit*.

Want even more onboard extras?  Then pay a little bit more on the Early Bird Sale – 2 Perks fare and enjoy 2 included perks*, bonus shipboard credit* and $25pp deposits on cruises departing after 17 June 20. Choose from US$150pp shipboard credit*, included wi-fi* or an additional US$150pp shipboard credit*.

If you want drinks included with your cruise pay a little extra and enjoy a classic beverage package* as your selected perk. Can’t pick from all the perks?  Pay a bit extra again to enjoy All 4 Perks*!  Contact us to confirm pricing and book.

After her grand makeover in May 2016, Celebrity Millennium is making waves in the cruise world. The Penthouse and Royal suites have glimmering new marble touches, elegant fixtures, plush seating, and more. Celebrity Millennium‘s Rooftop Terrace provides a chic way to experience the great outdoors with creative cocktails, favourite snacks, and movies alfresco. Craving Italian? Tuscan Grille serves up fresh pasta and succulent dry-aged steaks.  What better way to experience the exotic beauty of Asia and the South Pacific than aboard Celebrity Millennium.

Things to Do

Make the most of your vacation time and continue your health, fitness and wellness routine while on board. You’re invited to indulge your mind, body and spirit in the state-of-the-art fitness facilities with soaring floor-to-ceiling windows. Experience the profound pleasures of the spectacular spa setting with luxurious services and enlightening presentations designed to restore your serenity and leave you feeling fantastic.

Canyon Ranch SpaClub
Since the first Canyon Ranch wellness resort was created in 1979, the Canyon Ranch experience has been focused on pursuing optimal health, learning how to feel your best every day. Encouraging people to become more active, informed participants in their health care, because wellness is largely based on everyday lifestyle choices about nutrition, stress management, preventative care and staying fit. You can find a place where you can relax, reduce stress and have a great time.

Fitness Center
Bring your workout routine along for your modern luxury cruise. Reflection’s fitness facilities feature a jogging track, sport court, and a full suite of state-of-the-art cardio, core, and weight training equipment for every fitness level. Get shipshape and enjoy beautiful ocean panoramas through the fitness center’s floor-to-ceiling windows.

Health & Wellness Programs
Make the most of your vacation time and continue your land-based health, fitness and wellness routines. Guests are invited to indulge their mind, body and spirit with state-of-the-art fitness facilities with soaring floor-to-ceiling windows, and a variety of spa amenities and offerings on board.

 

Bars & Lounges

Each of our clubs, bars and lounges is a unique destination unto itself, with menus offering a diverse selection of classics to complement the latest trends. Some also reflect the regions we visit. To keep our menus dynamic and fresh, we work with a variety of sources including mixologists from the brands we serve and our creative, passionate team of beverage specialists at each bar.

  • Martini Bar & Crush:
    Our talented bartenders put on a high-energy show preparing an intriguing menu of classic and contemporary martinis, served on an ice-topped bar. Enjoy a collection of rare vodkas and a portfolio of fine caviars.
  • Rendezvous Lounge:
    On Millennium Class ships, the Rendezvous Lounge is the perfect place to gather before dinner for a cocktail and dancing. After dinner, enjoy live music, dancing, and our signature cocktails.
  • Sky Observation Lounge:
    The perfect daytime spot to gaze over the sea with a cocktail in hand. At night, the space comes alive with live music and dancing. Featuring twelve signature Zodiac cocktails based on your astrological sign, all prepared by flaring mixologists.
  • Cellar Masters:
    Cellar Masters lets you try a bold collection of both familiar and unknown wines from around the world.
  • Cafe al Bacio & Gelateria:
    Enjoy espresso or tea as you watch the world go by. Inspired by the ambiance of European cafes, muted sepia tones and pops of citrus yellow bring this space to life.
  • Sunset Bar:
    Watch the world go by with a cocktail in hand. A relaxing evening ritual. Watch the sun set on the water as live pop and folk tunes play.

 

Ship Highlights

A Taste of Film
Indulge in a multi-sensory experience that fuses Celebrity’s award-winning cuisine with acclaimed films. Dishes inspired by the film are served at specific moments, so guests can “taste” the story or the destination – all from comfortable lounge seating with stunning views of the sea at the chic, new Rooftop Terrace.

Rooftop Terrace
A first in our fleet. Intimate and inviting, the Rooftop Terrace features chic, cozy furniture, and a large outdoor soundscape and movie screen. Kick back and catch an al fresco flick with a cocktail and playful interpretations of your favorite snacks. Or indulge in A Taste of Film-a multi-sensory experience that fuses Celebrity’s award-winning cuisine with acclaimed films. Dishes inspired by the film are served at specific moments, so guests can “taste” the story or the destination – all from comfortable lounge seating with stunning views of the sea at the chic. It’s the trendiest hot spot at sea.

Tuscan Grille
Now Tuscan Grille, one of our most popular Solstice Class restaurants, brings its modern twist on a traditional Italian steak house to Celebrity Millennium, too. USDA dry aged steaks. Pastas made fresh in house. A unique, Italian cocktail menu (a first for any Tuscan Grille restaurant). A wine list that highlights the wine growing regions of Italy. Taste buds around the world, “You’re welcome!”

Canyon Ranch SpaClub
Relax and rejuvenate in our serene spa at sea. Experience the unique services of Canyon Ranch in a breathtaking setting-aboard Celebrity’s modern luxury ships. Enhance your vacation with a complete wellness and lifestyle program that increases resilience, restores serenity, and helps you feel rejuvenated.

Innovations Store
Your one-stop-spot at sea to find all the latest high-tech electronics including iPad and iPod mobile digital devices, MacBook computers, a variety of laptops, digital accessories, and cool electronic toys. Best of all, whatever you purchase at the Innovations Store is duty-free.
iPad, iPod and MacBook are registered trademarks of Apple Inc.

Concierge Class
Designed for the traveler who settles in nicely to veranda staterooms where little details make a big difference. Savor unexpected delights such as a pillow menu, priority check-in and disembarkation, plush bathrobes, and evening hors d’oeurves. With Concierge Class, the attention to detail will amaze you.

AquaClass Staterooms
Spa-inspired staterooms featuring indulgent amenities like a Hansgrohe shower tower and custom blended bath products to help you feel restored and renewed. An AquaClass Spa Concierge to help you arrange all your spa appointments. Complimentary access to our relaxing Persian Garden. Plus, exclusive access to the Blu restaurant serving breakfast and dinner.

Qsine
Qsine, our one-of-a-kind specialty restaurant, features a uniquely unordinary approach to dining. At Qsine, we strive to awaken your palate through a modern and whimsical approach to familiar dishes from around the world. Food is artfully presented, without traditional courses, and intended to be shared. And, to make it even more playful, the menu and wine list are creatively presented on an iPad. Let your Culinary Tour Guide take you on an unforgettable journey.

Celebrity iLounge
Keep in touch 24 hours a day in the Celebrity iLounge, our one-of-a-kind hip Internet lounge that is the first Authorized Apple Reseller at Sea. Celebrity iLounge also offers various iLearn classes to help you master the latest photography, video and audio skills.

Restaurants & Cafes

Enjoy an amazing array of flavors and a wide selection of restaurants to suit every mood. Our menus are inspired by, and sourced from, the incredible regions we visit.

  • Tuscan Grille:
    Rustic elegance with a contemporary, minimalistic edge. Guests dining in Tuscan Grille will enjoy a lively, sophisticated atmosphere, serving iconic Italian dishes with a modern twist.
  • Qsine:
    Qsine offers unexpected twists on old favorites, experimenting with different textures, flavors, and presentations to please all the senses at once.
  • Sushi On Five:
    Wildly popular from the day it appeared, Sushi on Five satisfies your craving for locally sourced, authentically prepared sushi and other Japanese specialties from a menu crafted by expert restaurateur and sushi chef, Yoshikazu “Yoshi” Okada.
  • Oceanview Cafe:
    A market-style cafe that features select offerings inspired by the destinations we visit.
  • Main Restaurant:
    A sophisticated restaurant with a wide range of globally inspired dishes created by a Michelin-starred chef. The airy Main Restaurant offers exquisite menu selections, which change nightly to give you a variety of classic and contemporary choices.
  • Blu:
    Clean, crisp flavors and inventive cuisine meet an extensive list of sustainable and biodynamic wines.
  • AquaSpa Cafe:
    Fresh, spa-inspired delights to nourish body and mind.
  • Luminae:
    Exclusive and cutting edge, the globally inspired menus at Luminae are not available in any other restaurant on board. And, you’ll see each one only once – because every day features a fresh, new menu.

 

Facts

  • Occupancy: 2,138
  • Tonnage: 91,000
  • Length: 965 feet
  • Beam: 105 feet
  • Draught: 26 feet
  • Cruising Speed: 24 knots
  • Inaugral Date: June 17, 2000
  • Last Refurbished: May 2012
DateCruiseShipDepartureReturnPorts of CallMin PriceSave up to*
20191221
21 Dec 19
14 Night Southeast Asia Holidays CruiseCelebrity MillenniumSingaporeHong KongShow$1,994Select-74%
20200104
04 Jan 20
14 Night Southeast Asia CruiseCelebrity MillenniumHong KongSingaporeShow$1,742Select-68%
20200118
18 Jan 20
14 Night Vietnam, Philippines, Hong KongCelebrity MillenniumSingaporeSingaporeShow$2,955Select-60%
20200201
01 Feb 20
14 Night Taiwan, Vietnam, Japan CruiseCelebrity MillenniumSingaporeHong KongShow$1,886Select
20200215
15 Feb 20
14 Night Southeast Asia CruiseCelebrity MillenniumHong KongSingaporeShow$1,712Select-67%
20200229
29 Feb 20
14 Night Southeast Asia CruiseCelebrity MillenniumSingaporeHong KongShow$1,705Select-64%
20200314
14 Mar 20
14 Night China & South Korea CruiseCelebrity MillenniumHong KongShanghaiShow$1,573Select-73%
20200328
28 Mar 20
13 Night China, South Korea, JapanCelebrity MillenniumShanghaiYokohamaShow$999,999Select
20200410
10 Apr 20
11 Night Best Of Japan CruiseCelebrity MillenniumYokohamaYokohamaShow$4,194Select-12%
20200421
21 Apr 20
11 Night Best Of Japan CruiseCelebrity MillenniumYokohamaYokohamaShow$4,052Select-28%
20200911
11 Sep 20
15 Night Bering Sea & Japan TranspacificCelebrity MillenniumVancouverYokohamaShow$1,866Select-27%
20200927
27 Sep 20
14 Night Best Of Japan CruiseCelebrity MillenniumYokohamaYokohamaShow$2,779Select-62%
20201011
11 Oct 20
14 Night Best Of Japan CruiseCelebrity MillenniumYokohamaYokohamaShow$2,701Select-61%
20201025
25 Oct 20
14 Night Best Of Japan CruiseCelebrity MillenniumYokohamaYokohamaShow$2,647Select-63%
20201108
08 Nov 20
14 Night Japan, China & Taiwan CruiseCelebrity MillenniumYokohamaHong KongShow$2,396Select-55%
20201122
22 Nov 20
14 Night Vietnam & Thailand CruiseCelebrity MillenniumHong KongSingaporeShow$1,979Select-57%
20201206
06 Dec 20
14 Night Philippines & Vietnam CruiseCelebrity MillenniumSingaporeHong KongShow$1,715Select-63%
20201220
20 Dec 20
14 Night Vietnam & Thailand HolidayCelebrity MillenniumHong KongSingaporeShow$2,491Select-60%
20210103
03 Jan 21
14 Night Thailand & Vietnam CruiseCelebrity MillenniumSingaporeHong KongShow$2,343Select-55%
20210117
17 Jan 21
14 Night Vietnam & Philippines CruiseCelebrity MillenniumHong KongSingaporeShow$2,512Select-55%
20210131
31 Jan 21
14 Night Thailand & Vietnam CruiseCelebrity MillenniumSingaporeHong KongShow$2,478Select-56%
20210214
14 Feb 21
14 Night Vietnam & Thailand CruiseCelebrity MillenniumHong KongSingaporeShow$2,620Select-55%
20210228
28 Feb 21
14 Night Thailand & Vietnam CruiseCelebrity MillenniumSingaporeHong KongShow$2,583Select-54%
20210314
14 Mar 21
14 Night Taiwan, China & Japan CruiseCelebrity MillenniumHong KongYokohamaShow$3,346Select-49%
20210328
28 Mar 21
14 Night Best Of Japan CruiseCelebrity MillenniumYokohamaYokohamaShow$3,946Select-53%
20210411
11 Apr 21
14 Night Best Of Japan CruiseCelebrity MillenniumYokohamaYokohamaShow$3,684Select-54%
20210425
25 Apr 21
15 Night Japan & Bering Sea TranspacificCelebrity MillenniumYokohamaVancouverShow$1,784Select-55%
20200522
22 May 20
7 Night Alaska Northbound Glacier CruiseCelebrity MillenniumVancouverSewardShow$1,742Select-48%
20200529
29 May 20
7 Night Alaska Southbound Glacier CruiseCelebrity MillenniumSewardVancouverShow$1,918Select-45%
20200605
05 Jun 20
7 Night Alaska Northbound Glacier CruiseCelebrity MillenniumVancouverSewardShow$2,042Select-16%
20200612
12 Jun 20
7 Night Alaska Southbound Glacier CruiseCelebrity MillenniumSewardVancouverShow$1,946Select-16%
20200619
19 Jun 20
7 Night Alaska Northbound Glacier CruiseCelebrity MillenniumVancouverSewardShow$2,013Select-44%
20200626
26 Jun 20
7 Night Alaska Southbound Glacier CruiseCelebrity MillenniumSewardVancouverShow$1,888Select-49%
20200703
03 Jul 20
7 Night Alaska Northbound Glacier CruiseCelebrity MillenniumVancouverSewardShow$1,877Select-47%
20200710
10 Jul 20
7 Night Alaska Southbound Glacier CruiseCelebrity MillenniumSewardVancouverShow$2,061Select-45%
20200717
17 Jul 20
7 Night Alaska Northbound Glacier CruiseCelebrity MillenniumVancouverSewardShow$2,003Select-44%
20200724
24 Jul 20
7 Night Alaska Southbound Glacier CruiseCelebrity MillenniumSewardVancouverShow$1,984Select-45%
20200731
31 Jul 20
7 Night Alaska Northbound Glacier CruiseCelebrity MillenniumVancouverSewardShow$2,023Select-47%
20200807
07 Aug 20
7 Night Alaska Southbound Glacier CruiseCelebrity MillenniumSewardVancouverShow$2,062Select-43%
20200814
14 Aug 20
7 Night Alaska Northbound Glacier CruiseCelebrity MillenniumVancouverSewardShow$1,635Select-49%
20200821
21 Aug 20
7 Night Alaska Southbound Glacier CruiseCelebrity MillenniumSewardVancouverShow$1,771Select-48%
20200828
28 Aug 20
7 Night Alaska Northbound Glacier CruiseCelebrity MillenniumVancouverSewardShow$1,752Select-50%
20200904
04 Sep 20
7 Night Alaska Southbound Glacier CruiseCelebrity MillenniumSewardVancouverShow$1,841Select-17%
20200510
10 May 20
13 Night Japan & Bering Sea TranspacificCelebrity MillenniumYokohamaVancouverShow$1,284Select-60%
20210509
09 May 21
5 Night Alaska & British ColumbiaCelebrity MillenniumVancouverVancouverShow$931Select-56%
20210514
14 May 21
7 Night Alaska Northbound Glacier CruiseCelebrity MillenniumVancouverSewardShow$1,135Select-52%
20210521
21 May 21
7 Night Alaska Southbound Glacier CruiseCelebrity MillenniumSewardVancouverShow$1,220Select-54%
20210528
28 May 21
7 Night Alaska Northbound Glacier CruiseCelebrity MillenniumVancouverSewardShow$1,203Select-52%
20210604
04 Jun 21
7 Night Alaska Southbound Glacier CruiseCelebrity MillenniumSewardVancouverShow$1,433Select-54%
20210611
11 Jun 21
7 Night Alaska Northbound Glacier CruiseCelebrity MillenniumVancouverSewardShow$1,339Select-52%
20210618
18 Jun 21
7 Night Alaska Southbound Glacier CruiseCelebrity MillenniumSewardVancouverShow$1,491Select-54%
20210625
25 Jun 21
7 Night Alaska Northbound Glacier CruiseCelebrity MillenniumVancouverSewardShow$1,552Select-52%
20210702
02 Jul 21
7 Night Alaska Southbound Glacier CruiseCelebrity MillenniumSewardVancouverShow$1,637Select-54%
20210709
09 Jul 21
7 Night Alaska Northbound Glacier CruiseCelebrity MillenniumVancouverSewardShow$1,552Select-52%
20210716
16 Jul 21
7 Night Alaska Southbound Glacier CruiseCelebrity MillenniumSewardVancouverShow$1,637Select-54%
20210723
23 Jul 21
7 Night Alaska Northbound Glacier CruiseCelebrity MillenniumVancouverSewardShow$1,552Select-52%
20210730
30 Jul 21
7 Night Alaska Southbound Glacier CruiseCelebrity MillenniumSewardVancouverShow$1,559Select-54%
20210806
06 Aug 21
7 Night Alaska Northbound Glacier CruiseCelebrity MillenniumVancouverSewardShow$1,407Select-52%
20210813
13 Aug 21
7 Night Alaska Southbound Glacier CruiseCelebrity MillenniumSewardVancouverShow$1,423Select-54%
20210820
20 Aug 21
7 Night Alaska Northbound Glacier CruiseCelebrity MillenniumVancouverSewardShow$1,261Select-52%
20210827
27 Aug 21
7 Night Alaska Southbound Glacier CruiseCelebrity MillenniumSewardVancouverShow$1,210Select-55%
20210909
09 Sep 21
10 Night Pacific Coastal CruiseCelebrity MillenniumVancouverLos AngelesShow$2,009Select-56%
20210919
19 Sep 21
7 Night California Coastal CruiseCelebrity MillenniumLos AngelesLos AngelesShow$1,346Select-55%
20210926
26 Sep 21
16 Night Panama Canal Eastbound CruiseCelebrity MillenniumLos AngelesFort Lauderdale (Port Everglades)Show$3,196Select-56%
20211012
12 Oct 21
15 Night Panama Canal Westbound CruiseCelebrity MillenniumFort Lauderdale (Port Everglades)San DiegoShow$2,895Select-56%
20211027
27 Oct 21
15 Night Panama Canal Eastbound CruiseCelebrity MillenniumSan DiegoFort Lauderdale (Port Everglades)Show$2,768Select-56%
20210903
03 Sep 21
6 Night Sawyer Glacier CruiseCelebrity MillenniumVancouverVancouverShow$924Select-57%
20211111
11 Nov 21
4 Night Grand Cayman CruiseCelebrity MillenniumFort Lauderdale (Port Everglades)Fort Lauderdale (Port Everglades)Show$740Select-57%
20211115
15 Nov 21
10 Night Eastern Caribbean CruiseCelebrity MillenniumFort Lauderdale (Port Everglades)Fort Lauderdale (Port Everglades)Show$1,727Select-56%
20211125
25 Nov 21
4 Night Key West & Bahamas CruiseCelebrity MillenniumFort Lauderdale (Port Everglades)Fort Lauderdale (Port Everglades)Show$858Select-55%
20211129
29 Nov 21
10 Night Eastern Caribbean CruiseCelebrity MillenniumFort Lauderdale (Port Everglades)Fort Lauderdale (Port Everglades)Show$999,999Select
20211209
09 Dec 21
4 Night Key West & Bahamas CruiseCelebrity MillenniumFort Lauderdale (Port Everglades)Fort Lauderdale (Port Everglades)Show$790Select-55%
20211213
13 Dec 21
10 Night Eastern Caribbean CruiseCelebrity MillenniumFort Lauderdale (Port Everglades)Fort Lauderdale (Port Everglades)Show$1,581Select-57%
20211223
23 Dec 21
4 Night Key West & Bahamas HolidayCelebrity MillenniumFort Lauderdale (Port Everglades)Fort Lauderdale (Port Everglades)Show$936Select-54%
20211227
27 Dec 21
10 Night Eastern Caribbean HolidayCelebrity MillenniumFort Lauderdale (Port Everglades)Fort Lauderdale (Port Everglades)Show$2,580Select-54%
20220127
27 Jan 22
7 Night Eastern Caribbean CruiseCelebrity MillenniumFort Lauderdale (Port Everglades)Fort Lauderdale (Port Everglades)Show$999,999Select
20220203
03 Feb 22
4 Night Key West & Bahamas CruiseCelebrity MillenniumFort Lauderdale (Port Everglades)Fort Lauderdale (Port Everglades)Show$999,999Select
20220207
07 Feb 22
10 Night Eastern Caribbean CruiseCelebrity MillenniumFort Lauderdale (Port Everglades)Fort Lauderdale (Port Everglades)Show$999,999Select
20220217
17 Feb 22
4 Night Key West & Bahamas CruiseCelebrity MillenniumFort Lauderdale (Port Everglades)Fort Lauderdale (Port Everglades)Show$999,999Select
20220221
21 Feb 22
10 Night Eastern Caribbean CruiseCelebrity MillenniumFort Lauderdale (Port Everglades)Fort Lauderdale (Port Everglades)Show$999,999Select
20220303
03 Mar 22
4 Night Key West & Bahamas CruiseCelebrity MillenniumFort Lauderdale (Port Everglades)Fort Lauderdale (Port Everglades)Show$790Select-55%
20220307
07 Mar 22
10 Night Eastern Caribbean CruiseCelebrity MillenniumFort Lauderdale (Port Everglades)Fort Lauderdale (Port Everglades)Show$999,999Select
20220317
17 Mar 22
4 Night Key West & Bahamas CruiseCelebrity MillenniumFort Lauderdale (Port Everglades)Fort Lauderdale (Port Everglades)Show$858Select-55%
20220321
21 Mar 22
10 Night Eastern Caribbean CruiseCelebrity MillenniumFort Lauderdale (Port Everglades)Fort Lauderdale (Port Everglades)Show$1,794Select-56%
20220331
31 Mar 22
4 Night Key West & Bahamas CruiseCelebrity MillenniumFort Lauderdale (Port Everglades)Fort Lauderdale (Port Everglades)Show$855Select-55%
20220404
04 Apr 22
10 Night Eastern Caribbean CruiseCelebrity MillenniumFort Lauderdale (Port Everglades)Fort Lauderdale (Port Everglades)Show$999,999Select
20220414
14 Apr 22
4 Night Key West & Bahamas CruiseCelebrity MillenniumFort Lauderdale (Port Everglades)Fort Lauderdale (Port Everglades)Show$858Select-55%

BONUS DISCOUNTS

With service of choice, our bonus discounts are available online or by phone.
Book By 11-12-2019

BOOK NOW - $25PP DEPOSITS

For a low deposit of $25 per person*, you can secure your cruise today!
Book By 08-01-2020

*Terms and conditions apply. Prices shown are per person, twin share in AUD inclusive of all discounts, taxes & fees. Prices are on categories as specified. Prices are subject to change and availability. Offers are valid for new bookings only and are not combinable with any other offer. Minimum price featured does not necessarily reflect the pricing of the offer specified, but rather indicates the cheapest available rate per person, twin share of any promotion offered on each sailing. For accurate pricing for a particular promotion, please select appropriate rate code on desired sailing and continue through to the final pricing screen. The savings percentage amounts are a comparison between the current lowest available fare and the current highest available fare on the same category, regardless of promotion. The savings percentage displayed reflects the highest available discount on any category on that sailing. Each fare level has its own terms and conditions. All offers are subject to availability and may be withdrawn at any time without notice. Cruise Guru reserves the right to correct any errors inaccuracies or omissions and to change offers, fares and surcharges at any time without notice. Credit card fees are not charged for deposit payments via Visa or MasterCard. Final payments will incur a 1.3% merchant fee via Visa or Mastercard. American Express incurs a 2% merchant fee for both deposits and final payments.